How Chapter 13 Bankruptcy Lowers Credit Card Debt

Uncontrollable credit card debt has led many American citizens to look for a way out that really works. While some individuals resort to debt settlement programs, others favor the complete judicial protection that is offered by Chapter 13 Bankruptcy. Chapter 13 Bankruptcy assists US consumers to lower their monthly payments on credit card debt. You can become debt free simply within 3-5 years

Credit solutions: Your guide to avoiding bad debts

Credit Solutions are effective ways to get out of debt or a bad credit situation that can jeopardize your credit score and your credit worthiness in the eyes of your creditors.Credit solutions…. tackle 3 credit problems you often face, these are:Too many credit cards: When you have multiple credit cards, you try to transfer balances from one card to another instead of decreasing an individual

How credit scores can change your lives?

Credit score is a 3 digit number that indicates your ability to repay a loan. It is calculated statistically and is based on your credit history. It reflects your creditworthiness or your past and future ability to repay debts. When your credit score is calculated, your income, liabilities and expenses to repay the loan are taken into account.Why is a credit score important to you?Your credit